America's Best Regional Banks and Credit Unions 2024

America's Best Regional Banks
and Credit Unions 2024

Regional banks and credit unions play a pivotal role in the financial fabric of communities nationwide. Unlike their larger counterparts, these institutions are deeply rooted in local economies, understanding the unique needs of the people they serve. Regional banks, with their localized focus, often cultivate strong relationships with customers, enabling them to provide personalized services. These institutions become familiar in the neighborhood; they offer a sense of trust and community that resonates with account holders.

Credit unions, too, play a role in a community. As financial cooperatives owned by their members, they foster a sense of shared ownership and responsibility. This unique structure translates into a commitment to the financial well-being of its members, often resulting in lower fees, competitive interest rates, and a more flexible approach to lending. The community engagement of credit unions extends beyond financial transactions. Many credit unions actively contribute to local initiatives, reinforcing their role as integral community partners.

In an era where digital advancements can overshadow personalized service, regional banks and credit unions stand out for their customer-centric financial services. These institutions prove that a community-centered approach can redefine the banking experience.

For this reason, Newsweek and market data research firm Plant-A Insights Group are proud to share this ranking of America's Best Regional Banks and Credit Unions, recognizing the top 250 Regional Banks and 250 Credit Unions in the United States.

We hope this list helps you identify your state's best community banking options.

Nancy Cooper Signature 5
Star RatingBank NameInstitution TypeEmployeesHQ LocationOperating StatesProfile
★★★★
Bank
83
Yuma, AZ
AZ
★★★★½
Bank
226
Old Bridge, New Jersey
NJ
★★★★
Bank
289
Wichita Falls, Texas
TX
★★★★
Bank
2801
Atlanta, Georgia
FL, GA, SC, NC, AL
★★★★½
Bank
97
Greeneville, Tennessee
TN
★★★★★
Bank
4259
Green Bay, Wisconsin
WI, MN, IL
★★★★½
Bank
79
Athol, Massachusetts
MA
★★★★★
Bank
508
Jacksonville, Texas
TX
★★★★½
Bank
NA
San Francisco, California
CA
★★★★
Bank
101
Canton, Massachusetts
MA
★★★★½
Bank
98
Lakeland, Florida
FL
★★★★
Bank
209
Ammon, Idaho
ID, MT
★★★★
Bank
66
Washington, Missouri
MO
★★★★
Bank
219
Idaho Falls, Idaho
ID, WA
★★★★½
Bank
48
San Francisco, California
CA
★★★★½
Bank
290
Tampa, Florida
FL
★★★★½
Bank
24
Midland, Texas
TX
★★★★½
Bank
559
Des Moines, Iowa
IA, AZ
★★★★½
Bank
1199
Belzoni, Mississippi
MS, LA, AL, FL
★★★★½
Bank
1930
Walla Walla, Washington
WA, ID, CA, OR
★★★★½
Bank
50
Harrisburg, Nebraska
NE, WY
★★★★½
Bank
478
Bar Harbor, Maine
ME, NH, VT
★★★★★
Bank
4255
Wilmington, Delaware
DE
★★★★
Bank
184
Bath, Maine
ME
★★★★
Bank
84
Belgrade, Missouri
MO
★★★★★
Bank
1915
Fargo, North Dakota
MN, ND, AZ
★★★★★
Bank
59
Chicago, Illinois
FL, IL
★★★★½
Bank
206
Kenbridge, Virginia
VA, NC
★★★★★
Bank
1328
Pittsfield, Massachusetts
MA, CT, NY, VT, RI
★★★★½
Bank
79
New York, New York
NY, NJ
★★★★½
Bank
60
Rapid City, South Dakota
SD
★★★★½
Bank
129
Independence, Missouri
MO
★★★★
Bank
4632
Tulsa, Oklahoma
OK, MO, TX, NM, CO, AZ, AR, KS
★★★★★
Bank
1414
Saint Paul, Minnesota
WI, ND, MN
★★★★★
Bank
637
San Antonio, Texas
TX
★★★★★
Bank
987
Chicago, Illinois
IL, WI
★★★★½
Bank
628
Canandaigua, New York
NY
★★★★
Bank
125
Provo, Utah
UT
★★★★
Bank
61143
Mclean, Virginia
VA, MD, NY, TX, NJ, DC, LA, CT, DE
★★★★★
Bank
54
Madison, Wisconsin
WI
★★★★
Bank
205
Muscatine, Iowa
IL, IA
★★★★½
Bank
187
Cedar Rapids, Iowa
IA
★★★★½
Bank
2849
Conway, Arkansas
TX, AR, FL, AL, NY
★★★★
Bank
293
Storm Lake, Iowa
IA, SD
★★★★★
Bank
496
Lexington, Kentucky
KY
★★★★½
Bank
753
Honolulu, Hawaii
HI
★★★★½
Bank
34
State Center, Iowa
IA
★★★★½
Bank
123
Lucedale, Mississippi
MS, AL
★★★★★
Bank
70
Vineland, New Jersey
NJ
★★★★★
Bank
1083
Westlake, Texas
TX
★★★★
Bank
191482
Sioux Falls, South Dakota
CA, NY, DC, CT, IL, FL, MD, SD, NJ, NV, VA, DE, PR, TX
★★★★
Bank
603
West Point, Virginia
VA
★★★★½
Bank
412
Wellsboro, Pennsylvania
PA, NY
★★★★
Bank
193
Clara City, Minnesota
MN, MT
★★★★★
Bank
211
Batesville, Arkansas
AR
★★★★★
Bank
112
Farmington, New Mexico
NM
★★★★★
Bank
185
Olanta, South Carolina
SC
★★★★½
Bank
57
New Haven, Missouri
MO
★★★★½
Bank
230
Elizabethton, Tennessee
TN
★★★★½
Bank
67
Carthage, Tennessee
TN
★★★★
Bank
158
Mukwonago, Wisconsin
WI
★★★★
Bank
122
Columbia, Mississippi
MS
★★★★½
Bank
99
New Ulm, Minnesota
MN
★★★★½
Bank
55
Clovis, New Mexico
NM
★★★★★
Bank
264
Philadelphia, Mississippi
MS
★★★★★
Bank
406
The Villages, Florida
FL
★★★★★
Bank
212
Sevierville, Tennessee
TN
★★★★½
Bank
47
Park Rapids, Minnesota
MN
★★★★½
Bank
119
Somerset, Kentucky
KY
★★★★½
Bank
66
Clarks Summit, Pennsylvania
PA
★★★★
Bank
36
Marysville, Kansas
KS
★★★★
Bank
141
New Castle, Indiana
IN
★★★★½
Bank
77
La Crosse, Wisconsin
WI
★★★★★
Bank
599
Lubbock, Texas
TX, NM
★★★★½
Bank
93
Claremont, New Hampshire
NH, VT
★★★★½
Bank
86
Clear Lake, Iowa
IA
★★★★
Bank
113
Weymouth, Massachusetts
MA
★★★★★
Bank
466
Fitzgerald, Georgia
GA
★★★★
Bank
68
Greenwood Villag, Colorado
CO
★★★★★
Bank
750
Fair Lawn, New Jersey
NJ
★★★★
Bank
114
Draper, Utah
UT
★★★★★
Bank
7501
Dallas, Texas
CA, TX, AZ, MI, FL, NY
★★★★½
Bank
4646
Kansas City, Missouri
MO, KS, CO, NE, TX, IL, OK
★★★★½
Bank
67
Irvine, California
CA
★★★★½
Bank
36
Birmingham, Alabama
AL
★★★★★
Bank
242
Nacogdoches, Texas
TX
★★★★½
Bank
223
Carmichaels, Pennsylvania
WV, PA
★★★★½
Bank
135
Zanesville, Ohio
OH
★★★★
Bank
109
Waco, Texas
TX
★★★★
Bank
135
Lincoln, Nebraska
NE
★★★★½
Bank
220
Hillsdale, Michigan
MI
★★★★½
Bank
451
Leawood, Kansas
MO, KS, OK, TX, AZ, NM, CO
★★★★★
Bank
14378
Greenwood, Delaware
DE
★★★★★
Bank
1474
Pittsburgh, Pennsylvania
PA, VA, OH, MD
★★★★
Bank
73
Syracuse, Kansas
KS
★★★★★
Bank
261
Placerville, California
CA, NV
★★★★
Bank
305
Ephrata, Pennsylvania
PA
★★★★½
Bank
244
Stroudsburg, Pennsylvania
PA
★★★★½
Bank
371
Santa Rosa, California
CA
★★★★★
Bank
124
Granite Quarry, North Carolina
NC
★★★★½
Bank
91
Upperco, Maryland
MD
★★★★½
Bank
303
Stuttgart, Arkansas
AR
★★★★½
Bank
63
Berlin, Wisconsin
WI
★★★★½
Bank
671
Canfield, Ohio
OH, PA
★★★★½
Bank
147
Marion, Iowa
IA
★★★★½
Bank
79
Edina, Minnesota
MN
★★★★½
Bank
63
West Memphis, Arkansas
AR
★★★★★
Bank
264
Dubuque, Iowa
IA, WI, IL
★★★★½
Bank
292
Dunmore, Pennsylvania
PA
★★★★★
Bank
67
New Orleans, Louisiana
LA
★★★★½
Bank
19202
Cincinnati, Ohio
OH, KY, MI, IL, TN, FL, NC, IN, GA, WV, SC, TX
★★★★★
Bank
882
Elk Grove Villag, Illinois
IL, WI, FL
★★★★★
Bank
200
Strasburg, Virginia
VA
★★★★½
Bank
120
Mccomb, Mississippi
MS
★★★★★
Bank
684
Brookings, South Dakota
SD, MN
★★★★½
Bank
451
Lebanon, Virginia
TN, VA, NC
★★★★★
Bank
130
Talladega, Alabama
AL
★★★★½
Bank
108
Berne, Indiana
IN, OH
★★★★
Bank
120
Gladstone, Michigan
MI
★★★★
Bank
133
Rocky Mount, North Carolina
NC, VA, SC, GA
★★★★½
Bank
113
Savannah, Georgia
GA
★★★★½
Bank
211
Mason City, Iowa
IA, MN
★★★★
Bank
339
Mansfield, Pennsylvania
PA, NJ, DE, NY
★★★★★
Bank
312
Dyersburg, Tennessee
TN
★★★★½
Bank
389
Converse, Indiana
IN, IL
★★★★
Bank
641
Lake City, Florida
FL, SC
★★★★½
Bank
78
Sheridan, Wyoming
WY, MT
★★★★★
Bank
84
Paris, Texas
TX
★★★★
Bank
2983
Killeen, Texas
TX, NM, AR, AZ
★★★★½
Bank
6787
Hicksville, New York
FL, NJ, MI, NY, AZ, OH, CA, IN, WI, NC, CT, NV
★★★★★
Bank
118
Mayfield, Kentucky
KY
★★★★½
Bank
82
Elgin, Texas
TX
★★★★★
Bank
5246
San Antonio, Texas
TX
★★★★★
Bank
3412
Lancaster, Pennsylvania
PA, NJ, MD, DE, VA
★★★★★
Bank
878
Jasper, Indiana
IN, KY
★★★★½
Bank
213
Springfield, Missouri
MO
★★★★½
Bank
143
Honolulu, Hawaii
HI
★★★★★
Bank
120
Geneva, Nebraska
NE
★★★★½
Bank
825
Bloomington, Illinois
IL, IA
★★★★★
Bank
77
Shreveport, Louisiana
LA
★★★★★
Bank
884
Michigan City, Indiana
MI, IN
★★★★½
Bank
28
Waverly, Nebraska
NE
★★★★½
Bank
19154
Columbus, Ohio
MI, IN, IL, OH, CO, PA, MN, WV, KY, WI, FL
★★★★½
Bank
1501
Mckinney, Texas
CO, TX
★★★★
Bank
815
Wichita, Kansas
KS, OK, AR
★★★★
Bank
885
Newfoundland, New Jersey
NJ, NY
★★★★★
Bank
789
Middletown, Connecticut
CT
★★★★
Bank
108
Lafayette, Tennessee
TN
★★★★
Bank
88
Bay Springs, Mississippi
MS
★★★★½
Bank
98
New Brunswick, New Jersey
NJ
★★★★★
Bank
120
Forest City, Iowa
MN, IA
★★★★½
Bank
307
Chicago, Illinois
IL
★★★★½
Bank
152
Erie, Pennsylvania
PA
★★★★½
Bank
1595
Walnut Creek, California
CA, OR
★★★★½
Bank
186
Hillsboro, Ohio
OH
★★★★★
Bank
504
South Jordan, Utah
UT
★★★★½
Bank
291
New York, New York
NY
★★★★★
Bank
915
Effingham, Illinois
IL, MO
★★★★★
Bank
90
Detroit Lakes, Minnesota
MN
★★★★½
Bank
332
Salt Lake City, Utah
UT
★★★★
Bank
130
Oklahoma City, Oklahoma
OK
★★★★★
Bank
1543
Norwich, New York
NY, NH, PA, VT, MA, ME, CT
★★★★½
Bank
148
Newfield, New Jersey
NJ
★★★★½
Bank
247
Newtown, Connecticut
CT
★★★★
Bank
955
Green Bay, Wisconsin
WI, MI, MN
★★★★★
Bank
433
Brookfield, Wisconsin
WI, IL
★★★★½
Bank
188
Portland, Maine
ME
★★★★★
Bank
138
White Plains, New York
MA, NY
★★★★½
Bank
332
Spencer, Iowa
IA, NE
★★★★½
Bank
2025
Warren, Pennsylvania
PA, NY, IN, OH
★★★★½
Bank
78
Chippewa Falls, Wisconsin
WI
★★★★½
Bank
668
Miami, Florida
FL
★★★★
Bank
951
Toms River, New Jersey
NJ, NY, PA
★★★★★
Bank
3634
Evansville, Indiana
IN, IL, KY, MN, MI, WI, IA
★★★★½
Bank
71
Gainesville, Georgia
GA
★★★★★
Bank
306
Doylestown, Pennsylvania
PA
★★★★★
Bank
443
Bellingham, Washington
WA
★★★★½
Bank
67
Clifton, Tennessee
TN
★★★★½
Bank
289
Newton, North Carolina
NC
★★★★
Bank
1500
Marietta, Ohio
WV, KY, OH, DC, VA, MD
★★★★★
Bank
64
Pana, Illinois
IL
★★★★★
Bank
129
Troy, Missouri
MO
★★★★★
Bank
191
Mcpherson, Kansas
KS
★★★★½
Bank
315
Holyoke, Massachusetts
MA, CT
★★★★
Bank
119
Greenville, MO
MO
★★★★
Bank
89
Phoenixville, Pennsylvania
PA
★★★★½
Bank
907
Lincoln, Nebraska
NE, KS, MO
★★★★★
Bank
256
Albany, New York
NY
★★★★½
Bank
120
Belle Fourche, South Dakota
SD
★★★★★
Bank
3710
El Campo, Texas
TX, OK
★★★★½
Bank
1133
Jersey City, New Jersey
NJ, PA, NY
★★★★★
Bank
200
Tulsa, Oklahoma
OK, MO
★★★★
Bank
2288
Tupelo, Mississippi
MS, AL, GA, TN, FL
★★★★★
Bank
1043
Louisville, Kentucky
KY, IN, TN, OH, FL
★★★★★
Bank
520
Ridgewood, New York
NY
★★★★½
Bank
82
Eagle, Nebraska
WY, NE, CO
★★★★½
Bank
1712
Rockland, Massachusetts
MA
★★★★
Bank
289
New York, New York
NY, FL
★★★★
Bank
7110
Wilmington, Delaware
MA, NY, NJ, CT, PA, RI, NH, FL, DE
★★★★
Bank
92
Circleville, Ohio
OH
★★★★½
Bank
1670
Stuart, Florida
FL
★★★★★
Bank
3047
Pine Bluff, Arkansas
MO, TN, AR, OK, TX, KS
★★★★½
Bank
997
Cottonwood Heigh, Utah
CA, UT
★★★★½
Bank
434
Somerset, Pennsylvania
PA, MD, VA
★★★★★
Bank
134
Seattle, Washington
WA
★★★★★
Bank
170
Myrtle Beach, South Carolina
SC
★★★★½
Bank
676
Poplar Bluff, Missouri
MO, AR, IL, KS
★★★★½
Bank
815
Tyler, Texas
TX
★★★★½
Bank
320
Elmwood Park, New Jersey
NJ
★★★★★
Bank
92
Saint Charles, Illinois
IL
★★★★★
Bank
472
Fort Wayne, Indiana
IN
★★★★
Bank
125
Houma, Louisiana
LA
★★★★½
Bank
104
Wilmington, Delaware
DE
★★★★½
Bank
164
Henderson, Texas
TX
★★★★
Bank
225
Laredo, Texas
TX
★★★★
Bank
269
Texas City, Texas
TX
★★★★
Bank
262
Rochester, Minnesota
MN
★★★★
Bank
228
Thomaston, Connecticut
CT
★★★★½
Bank
95
Grand Junction, Colorado
CO
★★★★½
Bank
848
Ithaca, New York
NY, PA
★★★★
Bank
127
Torrington, Connecticut
CT
★★★★★
Bank
150
Salem, Missouri
MO
★★★★½
Bank
2715
Portsmouth, Virginia
VA, NC
★★★★½
Bank
109
Henderson, Nevada
NV
★★★★½
Bank
82
Cullman, Alabama
AL
★★★★★
Bank
368
Oak Creek, Wisconsin
WI
★★★★½
Bank
27
Fort Worth, Texas
TX
★★★★½
Bank
431
Pittsburgh, Pennsylvania
PA
★★★★★
Bank
94
Olney, Illinois
AZ, IL
★★★★½
Bank
791
Glenville, New York
FL, NY, NJ, VT, MA
★★★★
Bank
2761
Jackson, Mississippi
MS, AL, TN, FL, TX
★★★★
Bank
89
Huntington, Texas
TX
★★★★
Bank
702
Salt Lake City, Utah
UT
★★★★
Bank
194
Morrisville, VT
NH, VT
★★★★★
Bank
357
Danbury, Connecticut
CT
★★★★½
Bank
205
Atmore, Alabama
AL, FL
★★★★★
Bank
163
Grand Rapids, Michigan
MI
★★★★★
Bank
542
Chatham, Illinois
IL, MO
★★★★
Bank
58
West Covina, California
CA
★★★★★
Bank
3901
Passaic, New Jersey
FL, NJ, AL, NY, IL, CA
★★★★
Bank
4267
Stamford, Connecticut
NY, CT, MA, RI
★★★★½
Bank
2503
Wheeling, West Virginia
KY, MD, OH, WV, PA, IN
★★★★½
Bank
157
Reform, Alabama
AL
★★★★★
Bank
101
Waukesha, Wisconsin
WI
★★★★½
Bank
100
Carlsbad, New Mexico
NM
★★★★★
Bank
335
Lexington, Kentucky
KY
★★★★★
Bank
2148
Wilmington, Delaware
PA, NJ, DE, NV
★★★★½
Bank
617
Chicago, Illinois
IL
★★★★½
Credit Union
70
Rancocas, New Jersey
NJ
★★★★½
Credit Union
544
Lake Mary, Florida
FL
★★★★½
Credit Union
96
Rochester, New York
NY
★★★★½
Credit Union
NA
Columbus, Georgia
GA
★★★★½
Credit Union
105
Montgomery, Alabama
AL
★★★★½
Credit Union
NA
Seatac, Washington
WA, AK
★★★★½
Credit Union
394
Daleville, Alabama
AL, FL, MS
★★★★½
Credit Union
389
Winston Salem, North Carolina
NC
★★★★
Credit Union
49
Pittsburgh, Pennsylvania
PA
★★★★★
Credit Union
NA
Pittsburgh, Pennsylvania
PA
★★★★
Credit Union
71
Oklahoma City, Oklahoma
OK
★★★★½
Credit Union
NA
Allentown, Pennsylvania
PA
★★★★
Credit Union
150
Lubbock, Texas
TX
★★★★
Credit Union
821
Chicago, Illinois
IL
★★★★
Credit Union
314
Columbia, South Carolina
SC
★★★★½
Credit Union
389
Riverside, California
CA
★★★★½
Credit Union
148
Dupont, Washington
WA
★★★★
Credit Union
342
Texas City, Texas
TX
★★★★
Credit Union
240
Austin, Texas
TX
★★★★½
Credit Union
609
Phoenix, Arizona
AZ
★★★★
Credit Union
407
Little Rock, Arkansas
AR
★★★★½
Credit Union
608
Tullahoma, Tennessee
TN
★★★★★
Credit Union
344
Norcross, Georgia
GA
★★★★½
Credit Union
211
Austin, Texas
TX
★★★★★
Credit Union
345
Greenwood Villa, Colorado
CO
★★★★½
Credit Union
29
Wyomissing, Pennsylvania
PA
★★★★
Credit Union
NA
Moncks Corner, South Carolina
SC, MI
★★★★½
Credit Union
NA
Birmingham, Alabama
AL
★★★★½
Credit Union
151
San Diego, California
CA
★★★★★
Credit Union
2775
Tukwila, Washington
WA, SC
★★★★
Credit Union
1401
Albany, New York
NY
★★★★
Credit Union
NA
Pampa, Texas
TX
★★★★
Credit Union
NA
Wichita, Kansas
KS
★★★★
Credit Union
409
Gainesville, Florida
FL
★★★★½
Credit Union
126
Canton, Ohio
OH
★★★★½
Credit Union
45
Austin, Texas
TX
★★★★½
Credit Union
NA
Saint Paul, Minnesota
MN, WI
★★★★
Credit Union
39
Roseburg, Oregon
OR
★★★★½
Credit Union
NA
Saint Paul, Minnesota
MN
★★★★
Credit Union
NA
Fargo, North Dakota
ND
★★★★½
Credit Union
126
Lexington Park, Maryland
MD
★★★★½
Credit Union
26
Bellwood, Illinois
IL
★★★★
Credit Union
NA
Woodbridge, New Jersey
NJ
★★★★½
Credit Union
50
Stockton, California
CA
★★★★
Credit Union
41
Lynchburg, Virginia
VA
★★★★½
Credit Union
44
Pittsburgh, Pennsylvania
PA
★★★★★
Credit Union
189
Waterford, Connecticut
CT
★★★★
Credit Union
NA
Harrison, Ohio
OH
★★★★½
Credit Union
124
Cincinnati, Ohio
OH, KY
★★★★
Credit Union
536
Exton, Pennsylvania
PA
★★★★½
Credit Union
43
Fort Dodge, Iowa
IA
★★★★½
Credit Union
NA
Independence, Missouri
MO
★★★★½
Credit Union
201
Las Vegas, Nevada
NV
★★★★★
Credit Union
351
Moon Township, Pennsylvania
PA, OH
★★★★½
Credit Union
627
Raleigh, North Carolina
NC
★★★★½
Credit Union
327
Frankfort, Kentucky
KY
★★★★½
Credit Union
22
Bourbonnais, Illinois
IL
★★★★½
Credit Union
36
Lewiston, Maine
ME
★★★★★
Credit Union
251
Ottumwa, Iowa
IA
★★★★★
Credit Union
142
North Haven, Connecticut
CT
★★★★½
Credit Union
393
Corning, New York
NY, PA, NC, SC
★★★★½
Credit Union
39
Wilkes Barre, Pennsylvania
PA
★★★★★
Credit Union
23
Edgeley, North Dakota
ND
★★★★★
Credit Union
NA
Rapid City, South Dakota
SD
★★★★★
Credit Union
1254
Atlanta, Georgia
GA, KY, TX, UT
★★★★
Credit Union
NA
Antioch, California
CA, WA
★★★★
Credit Union
193
West Valley Cit, Utah
UT
★★★★
Credit Union
1170
Phoenix, Arizona
AZ
★★★★½
Credit Union
483
Dearborn, Michigan
MI, FL
★★★★½
Credit Union
186
Pottstown, Pennsylvania
PA
★★★★½
Credit Union
1745
Marlborough, Massachusetts
MA, NH
★★★★
Credit Union
NA
Little Rock, Arkansas
AR
★★★★★
Credit Union
295
Toledo, Ohio
OH, MI
★★★★
Credit Union
252
Grand Blanc, Michigan
MI
★★★★
Credit Union
120
Dover, Delaware
DE
★★★★★
Credit Union
655
Dubuque, Iowa
IA, WI, IL
★★★★★
Credit Union
323
Waynesboro, Virginia
VA
★★★★½
Credit Union
36
Price, Utah
UT
★★★★★
Credit Union
1003
Kingsport, Tennessee
TN, VA, TX
★★★★½
Credit Union
NA
East Millinocke, Maine
ME
★★★★½
Credit Union
147
Amarillo, Texas
TX
★★★★½
Credit Union
43
Waco, Texas
TX
★★★★½
Credit Union
389
Fort Worth, Texas
TX
★★★★
Credit Union
619
Syracuse, New York
NY
★★★★★
Credit Union
1517
Colorado Spring, Colorado
CO
★★★★★
Credit Union
862
Rochester, New York
NY
★★★★½
Credit Union
NA
Madison, New Jersey
NJ
★★★★½
Credit Union
39
Hanford, California
CA
★★★★½
Credit Union
135
Rock Hill, South Carolina
SC
★★★★★
Credit Union
NA
Lansing, Michigan
MI
★★★★★
Credit Union
NA
Jacksonville, Florida
FL
★★★★½
Credit Union
229
Los Angeles, California
CA, WA, KS, OK, MI, AZ, TX
★★★★½
Credit Union
NA
Monroe, Louisiana
LA
★★★★½
Credit Union
NA
Newark, New Jersey
NJ
★★★★★
Credit Union
126
Memphis, Tennessee
TN, AR, IN, CA, PA, TX
★★★★★
Credit Union
NA
Lewistown, Montana
MT
★★★★
Credit Union
278
Flint, Michigan
MI
★★★★½
Credit Union
NA
Fresno, California
CA
★★★★½
Credit Union
60
York, Pennsylvania
PA
★★★★½
Credit Union
54
Waco, Texas
TX
★★★★½
Credit Union
25
West Palm Beach, Florida
FL
★★★★½
Credit Union
NA
New Castle, Pennsylvania
PA
★★★★★
Credit Union
97
Pasadena, California
CA
★★★★½
Credit Union
591
Chesterfield, Missouri
IL, MO
★★★★½
Credit Union
247
Albuquerque, New Mexico
NM
★★★★½
Credit Union
69
Chicago, Illinois
IL
★★★★½
Credit Union
772
Lancaster, South Carolina
SC, NC
★★★★★
Credit Union
46
Milford, Connecticut
CT, PR, NY, PA, VA
★★★★½
Credit Union
717
Richland, Washington
WA
★★★★
Credit Union
43
West Bend, Wisconsin
WI
★★★★
Credit Union
57
Palm Springs, Florida
FL
★★★★
Credit Union
519
Ogden, Utah
UT, ID
★★★★★
Credit Union
497
Tampa, Florida
FL
★★★★
Credit Union
33
Findlay, Ohio
OH
★★★★½
Credit Union
377
Honolulu, Hawaii
HI
★★★★½
Credit Union
94
Honolulu, Hawaii
HI
★★★★
Credit Union
173
Sugar Land, Texas
TX, SC
★★★★½
Credit Union
1597
Chubbuck, Idaho
ID, WA
★★★★★
Credit Union
366
Indianapolis, Indiana
IN
★★★★
Credit Union
371
Houston, Texas
TX
★★★★
Credit Union
NA
Shawnee, Kansas
KS
★★★★★
Credit Union
790
Biloxi, Mississippi
MS, LA, AL
★★★★
Credit Union
143
Battle Creek, Michigan
MI
★★★★★
Credit Union
294
Gahanna, Ohio
OH
★★★★
Credit Union
805
Manhattan Beach, California
CA, NY, FL, NJ
★★★★
Credit Union
83
Pasadena, California
CA, AZ
★★★★½
Credit Union
1536
Grand Rapids, Michigan
MI, FL
★★★★★
Credit Union
471
Brighton, Michigan
MI
★★★★★
Credit Union
957
Brookfield, Wisconsin
WI
★★★★★
Credit Union
27
Danville, Illinois
IL
★★★★★
Credit Union
330
Merritt Island, Florida
FL
★★★★½
Credit Union
183
Jackson, Tennessee
TN
★★★★★
Credit Union
287
Marietta, Georgia
GA
★★★★★
Credit Union
NA
Newark, New Jersey
NJ
★★★★★
Credit Union
391
Melrose, Minnesota
MN
★★★★½
Credit Union
40
Lewiston, Maine
ME
★★★★½
Credit Union
108
Augusta, Maine
ME
★★★★
Credit Union
NA
Chicago, Illinois
IL
★★★★★
Credit Union
205
Orlando, Florida
FL
★★★★★
Credit Union
NA
Racine, Wisconsin
WI
★★★★
Credit Union
22
Quincy, Illinois
IL
★★★★★
Credit Union
1150
Enola, Pennsylvania
PA
★★★★½
Credit Union
369
Wichita, Kansas
KS
★★★★
Credit Union
NA
Livonia, Michigan
MI
★★★★½
Credit Union
1215
East Lansing, Michigan
MI
★★★★★
Credit Union
1118
Lakeland, Florida
FL
★★★★
Credit Union
612
San Diego, California
CA
★★★★½
Credit Union
120
Rockville, Maryland
MD, DC
★★★★★
Credit Union
386
Smithfield, Rhode Island
RI
★★★★½
Credit Union
136
Pascagoula, Mississippi
MS, AL
★★★★★
Credit Union
NA
New York, New York
NY, AL
★★★★
Credit Union
NA
New Castle, Pennsylvania
OH, PA
★★★★★
Credit Union
51
New Cumberland, Pennsylvania
PA
★★★★½
Credit Union
444
Williston, Vermont
VT, MI
★★★★½
Credit Union
41
Concord, New Hampshire
NH
★★★★
Credit Union
69
Mobile, Alabama
AL
★★★★
Credit Union
NA
New York, New York
NY
★★★★½
Credit Union
28
Huntsville, Alabama
AL
★★★★½
Credit Union
25
Santa Rosa, California
CA, UT
★★★★
Credit Union
NA
San Diego, California
CA
★★★★
Credit Union
648
Spokane Valley, Washington
WA, ID
★★★★½
Credit Union
126
Tulsa, Oklahoma
OK
★★★★
Credit Union
NA
Buffalo, New York
NY
★★★★★
Credit Union
471
Phoenix, Arizona
AZ
★★★★★
Credit Union
982
Portland, Oregon
OR, WA
★★★★★
Credit Union
87
Orlando, Florida
FL
★★★★½
Credit Union
453
Oak Ridge, Tennessee
TN
★★★★½
Credit Union
281
Columbia, South Carolina
SC
★★★★★
Credit Union
418
Burbank, California
CA, FL
★★★★★
Credit Union
818
Dublin, California
CA
★★★★★
Credit Union
212
Chambersburg, Pennsylvania
PA, MD
★★★★★
Credit Union
339
Pensacola, Florida
FL, AL
★★★★½
Credit Union
46
Bellefonte, Pennsylvania
PA
★★★★★
Credit Union
810
Harrisburg, Pennsylvania
PA
★★★★
Credit Union
149
Allentown, Pennsylvania
PA, NJ, OH, WV
★★★★½
Credit Union
105
Winston Salem, North Carolina
NC
★★★★½
Credit Union
840
Philadelphia, Pennsylvania
PA, NJ
★★★★½
Credit Union
NA
Hartford, Connecticut
CT
★★★★★
Credit Union
54
Parma, Ohio
OH
★★★★★
Credit Union
NA
Beckley, West Virginia
WV
★★★★½
Credit Union
682
Corpus Christi, Texas
TX
★★★★★
Credit Union
2401
Universal City, Texas
TX
★★★★
Credit Union
30
Altus, Oklahoma
OK
★★★★★
Credit Union
1268
Huntsville, Alabama
AL, TN
★★★★½
Credit Union
779
Santa Rosa, California
CA
★★★★★
Credit Union
539
Warner Robins, Georgia
GA
★★★★
Credit Union
919
San Diego, California
CA
★★★★½
Credit Union
195
San Francisco, California
CA
★★★★½
Credit Union
445
Albuquerque, New Mexico
NM, CA
★★★★★
Credit Union
NA
Fall River, Massachusetts
MA
★★★★½
Credit Union
NA
Savannah, Georgia
GA
★★★★½
Credit Union
34
Torrance, California
CA
★★★★½
Credit Union
2636
Santa Ana, California
CA
★★★★
Credit Union
NA
Seal Beach, California
CA
★★★★★
Credit Union
2010
San Antonio, Texas
TX, CO, UT
★★★★½
Credit Union
85
Baltimore, Maryland
MD
★★★★½
Credit Union
437
Springfield, Oregon
OR
★★★★½
Credit Union
321
Warren, Ohio
OH
★★★★★
Credit Union
393
Deer Park, Texas
TX
★★★★½
Credit Union
NA
Boca Raton, Florida
FL
★★★★½
Credit Union
NA
Columbia, South Carolina
SC
★★★★★
Credit Union
996
Melbourne, Florida
FL
★★★★★
Credit Union
357
Falcon Heights, Minnesota
MN
★★★★½
Credit Union
373
North Augusta, South Carolina
SC, GA
★★★★½
Credit Union
NA
Watertown, New York
NY
★★★★★
Credit Union
164
Santa Fe, New Mexico
NM
★★★★½
Credit Union
373
Linthicum, Maryland
MD
★★★★
Credit Union
140
Bloomington, Illinois
IL
★★★★★
Credit Union
NA
Meriden, Connecticut
CT
★★★★★
Credit Union
NA
Akron, Ohio
OH
★★★★½
Credit Union
797
Madison, Wisconsin
WI
★★★★★
Credit Union
2392
Tampa, Florida
FL
★★★★★
Credit Union
24
Taylorville, Illinois
IL
★★★★★
Credit Union
NA
Beloit, Wisconsin
WI
★★★★
Credit Union
158
Saginaw, Michigan
MI
★★★★½
Credit Union
NA
Detroit, Michigan
MI
★★★★★
Credit Union
248
Columbus, Ohio
OH
★★★★★
Credit Union
NA
Nashville, Tennessee
TN
★★★★½
Credit Union
20
Oak Ridge, Tennessee
TN
★★★★★
Credit Union
465
Chattanooga, Tennessee
TN, GA
★★★★½
Credit Union
31
Amarillo, Texas
TX
★★★★½
Credit Union
117
Lubbock, Texas
TX
★★★★½
Credit Union
94
Nashville, Tennessee
TN
★★★★★
Credit Union
456
Fort Wayne, Indiana
IN, OH
★★★★½
Credit Union
779
Oklahoma City, Oklahoma
OK
★★★★½
Credit Union
942
Winston Salem, North Carolina
NC, VA, SC
★★★★½
Credit Union
382
Fort Washington, Pennsylvania
PA
★★★★
Credit Union
517
Plymouth, Minnesota
WI, MN
★★★★★
Credit Union
46
Muscle Shoals, Alabama
AL
★★★★
Credit Union
30
Plattsburgh, New York
NY
★★★★
Credit Union
NA
Houston, Texas
TX
★★★★
Credit Union
70
Bay City, Michigan
MI
★★★★
Credit Union
49
Independence, Missouri
MO, KS
★★★★½
Credit Union
22
Fargo, North Dakota
ND, MN
★★★★
Credit Union
20
Huntington, West Virginia
WV
★★★★½
Credit Union
74
Nashville, Tennessee
TN
★★★★½
Credit Union
NA
Lewisburg, Pennsylvania
PA
★★★★★
Credit Union
270
Saint Charles, Missouri
MO, IL
★★★★
Credit Union
506
Tucson, Arizona
AZ
★★★★★
Credit Union
971
Waterloo, Iowa
IA, NE
★★★★½
Credit Union
745
Richmond, Virginia
VA
★★★★★
Credit Union
784
Endicott, New York
NY, PA, NJ
★★★★½
Credit Union
199
Worcester, Massachusetts
MA
★★★★½
Credit Union
227
Oklahoma City, Oklahoma
OK
★★★★½
Credit Union
860
Pasadena, California
CA
★★★★½
Credit Union
305
Denver, Colorado
CO
★★★★★
Credit Union
NA
Greensburg, Pennsylvania
PA
★★★★★
Credit Union
NA
Westport, Massachusetts
MA
★★★★½
Credit Union
663
Apple Valley, Minnesota
MN, MI, GA, FL, WA, WI
★★★★½
Credit Union
1276
Beavercreek, Ohio
OH

LICENSING

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METHODOLOGY

For the first time, Plant-A Insights Group and Newsweek partnered to determine America's Best Regional Banks and Credit Unions 2024. The study analyzed all regional banks and credit unions in the United States (approx. 9,440 institutions) and applied the following methodology:

* To keep the focus on regional banks and credit unions, we excluded the nationwide operating banks and credit unions such as JP Morgan Chase, Bank of America from the ranking.

* Furthermore, we applied our own set of parameters to all remaining institutions. The selected parameters* covered various aspects such as profitability, financial relevance, risk exposures to financial uncertainties and overall health and stability of the financial institution:

Texas Ratio: The Texas ratio is considered a valuable tool for evaluating bank creditworthiness as it provides a measure of a bank's ability to absorb potential losses on its non-performing assets.

Profitability: Profitability allows to build and maintain financial reserves, which act as a buffer against potential losses and economic downturns.

Net loan and lease: Net loans and leases amount given by a bank is a key measure of its lending activity and overall financial health.

Media Monitoring: We screened the press coverage of all institutions over the last two years to identify potential customer risks or legal and reputational risks (monitoring period: November 4, 2023–December 18, 2023). Institutions with negative findings were removed from the ranking.

The analysis was followed by an elaborate large-scale independent customer survey of >35,000 U.S. citizens. The survey was designed to review institutions through their customer journeys on 12 categories using 75 items. The survey collected > 140,000 reviews for regional banks and credit unions distributed across all states.

In addition, we programmatically collected more than 1.3 million social media reviews and 148 million Apple App store and Google Play store reviews to support our scoring model.

A score per institution has been calculated based on our scoring model. The best 250 regional banks and the best 250 regional Credit Union have been recognized as America's Best Regional Banks and Credit Unions 2024. The number of institutions included in the ranking varies by state, based on the number of evaluations gathered and the overall scores. The performance of regional banks and credit unions that are not included in the ranking is not disputed.

Note: As with all our rankings, America's Best Regional Banks and Credit Unions 2024 is continually updated based on available information. We have deleted two companies from this list.

Disclaimer:

This work is based on primary and secondary market research and analysis of publicly available data or provided to Plant-A Insights Group LLC. Placement in the ranking is a positive recognition based on research of publicly available data sources at the time, the information provided in the validation survey and an extensive survey of bank and credit union customer in the U.S. The ranking is the result of a detailed research process. Furthermore, events following December 18, 2023, were not a subject of this ranking. Newsweek and Plant-A make no claim to the completeness of the companies examined. The information provided in this ranking should be considered in conjunction with other available information. The results of this ranking should not be used as the sole source of information for future deliberations. The information provided in this ranking should be considered in conjunction with other available information about regional banks and credit unions or, if possible, accompanied by a visit to a branch. Plant-A nor any of its subsidiaries or their respective officers, directors, shareholders, employees or agents accept any responsibility or liability with respect to the use of or reliance on any information or analysis contained in this document. The quality of companies that are not included in the ranking is not disputed. This work is copyright by Plant-A and may not be published, transmitted, broadcast, copied, reproduced or reprinted in whole or in part without the explicit written permission of Plant-A Insights Group LLC .Copyright © 2023 Plant-A Insights Group LLC. All rights reserved.

The desk research was kindly supported by Onclusive, the leading media monitoring partner with its world-class sentiment technology and PrivCo, a service that tracks private company financial information in a proprietary database.

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Click here to request the detailed methodology document.